In 1976, the Board of Stewardship, Foundation and Benefits began a program to provide opportunity for flexible investment of current temporary cash assets of congregations and agencies of the church. The primary purpose of the program is to provide income to participants as a foundation for ministry. As of January 1, 2001, the assets of the original program, Cash Funds Management, were transferred to the new Cumberland Presbyterian Church Investment Loan Program, Inc.

The Investment Loan Program accepts depository accounts from church organizations. These depository accounts receive interest. The interest rate is competitive with CD rates offered by banks or other financial institutions. In addition, the Investment Loan Program offers notes to individual Cumberland Presbyterian investors who reside in Kentucky, Missouri, New Mexico, Tennessee and Texas.

A portion of the funds in the Investment Loan Program is used to lend to churches. Loans can be made for land purchase contiguous to an existing facility, land purchase for development, building acquisition, expansion, construction and rehabilitation.

The Investment Loan Program provides an opportunity for church organizations and individuals to join together to respond to God’s call. We can join hands and help one another in ministry.